If you are a US citizen then you have the right to have an accurate credit report. Any misinformation must be corrected by the consumer reporting company or the company that is providing the information to them.
Consequently, if you see inaccurate information in your credit report, contact the consumer reporting company and tell them you found wrong information in your credit report and you want it corrected.
How do you do this?
You need to completely and clearly state your problem and then show them what is wrong and why you think it is wrong.
To do this you should do the following:
* Tell them in writing. Do not phone them or send them an e-mail.
* Give them your complete name and address Continue reading ‘Steps in Correcting Your Credit Report’ »